The objective of a life insurance is to serve as a form of income for the heirs of a person after his death. This life insurance will give income to the beneficiaries, thus replacing those previously contributed by the person. The amount of the insurance will depend on the contributions, usually monthly, that you have been paying to the chosen insurance company. The more time and more amount you have been paying, the greater the policy and charge will be for the beneficiaries.
If the person begins to be insured at age 35, they can keep their life insurance at an attractive price or opt for a policy that provides savings with earnings to ensure a good quality of life also during retirement. It would be advisable to hire him from the age of 35. We must remember that after the 60 or 65 some companies do not perform it. This insurance can be used to pay the balance of the mortgage or other existing debts at the time of death, have funds for the education of children, pay inheritance taxes without the heirs are in need of selling assets or pay the expenses of the funeral, if you do not have a death and burial insurance.